LEGALLY ARMED INSURE

Yes, Legally Armed Insure offers two different insurance options namely:

• Option 1 – All Risk Cover for Firearms/Scopes or Bows up to R65 000 per claim. This also includes all other benefits listed. For only R170.48 per month.
• Option 2 – All Risk Cover for Firearms/Scopes or Bows over and above R65 000. Every Firearm/Scopes or Bows will be insured at their individual values and the difference in value will be calculated and added to the monthly premium. Also including all the listed benefits.

• Option 1 – This package is best suited for individuals when transporting or carrying firearms and or bows, whilst the insured is hunting on a farm, club ranges, organized club shoots or training, and the total value of the item/s is less than R65 000 on a first loss basis.
• Option 2 – This package is best suited for individuals when transporting or carrying firearms and or bows whilst the insured is hunting on a farm, club ranges, organized club shoots or training, and the total value of these item/s is more than R65 000. Every item will be insured separately, and the difference in value will be calculated to the monthly premium.

First Loss basis: Insurance cover up to or chosen value. This is the limit per claim. So to put it simply it is the maximum value that will be paid-out for any given claim on the policy for any item placed on the policy.

An All Risk Insurance policy will cover the theft, total loss, or damage to any portable possession you choose to insure up to the specified amount state on your insurance policy.

Not only when the items are at your residence, but also while hunting or participating in a club event or shooting competition.

• Step 1: Choose the insurance option that best suits your needs.
• Step 2: Click the green - "generate my quote" button to get your quotation.
• Step 3: Complete the personal information section, complete the Firearms / Bows & Scope and or Optic section to get your final quotation.
• Step 4: Complete the following section if you want to insure any Photographic Equipment, Visual Aid, Reloading equipment, Hunting / Shooting apparel or any trophies.
• Step 5: If you are interested to insure your Fishing Rod & Reels you can select this Section
• Step 6: Complete the terms and Conditions and disclosure section
• Step 7: Once you are finished with all of the above you can click on the sign up Button and rest assured that you are about to be covered by specialists.
• Step 8: Before the policy is activated, a member of the administrative team will contact you to get any outstanding information, copies of the Firearm Licenses and to complete the Debit order Authorization form.

Yes, the immediate family permanently residing with the insured are covered.

Yes, Personal accident, medical expenses for insured, insured's spouse and dependent children within the Territorial Limits, at a hunt, shooting range and whilst training is included in the benefits section of the legally Armed Insure product.

• Death cover up to the value of R30 000
• Permanent Disability cover up to the value of R 50 000
• Medical Expenses cover up to the value of R 10 000

Yes, Medical Assistance and Emergency evacuation for insured, insured's spouse and dependent children within South Africa and Namibia.

• Medical Assistance Helpline - Telephonic advice from trained professionals
• Medical Emergency Evacuation - Fleet equipped to Advanced Life Support Level.
• Guaranteed Hospital Admission - In case of an accidental, unforeseen, life threatening medical emergency (up to R10 000)

Yes, legal expenses up to R25 000 per insured year.

Yes, Cover is available at an additional monthly premium, the All Risk section provide cover specifically for reloading equipment, outdoor wearing apparel, photographic, viewing equipment, GPS, hunting blinds, satellite navigation devices, range finders, ammunition, hunting utility gear and apparatus.

Yes, Goods in Transit (loss of meat) up to R15 000, following an accident or mechanical / electrical breakdown on the way back from the hunt.

Yes, cover for the replacement of mounts, skins, and trophies following loss or damage via normal insured perils, theft, accident damage etc, at the insured's premises on an agreed value basis. If requested and specified.

Please note once you select any trophies the Insurer will provide you with an additional benefit all included in the monthly premium. Re-hunting costs up to R15 000, which includes the opportunity to replace the damaged or lost trophy at an arranged shoot at no additional premium.

Yes, Vet fees for hunting dogs up to R10 000 per incident.

Yes, Automatic cover for theft and loss of keys of insured's gun safe. Maximum indemnity of R1 000 for locksmith costs and replacement keys per incident.

Yes, Loss of Ammunition from safe - R1000 per incident.